AIR is the __financial AI assistant__ integrated into the Revolut app. Available by swiping from the home screen, it replaces multi-screen navigation with a single __conversational interface__. Users can get spending insights, track their investments, manage subscriptions, freeze a card, or plan a trip with budget and eSIM, all via natural language. Sensitive actions are protected by __biometric__ approval and a zero data retention policy.
What is AIR by Revolut?
AIR (AI by Revolut) is an AI assistant integrated into the Revolut app. Launched first for UK customers, it’s being progressively rolled out to other markets where Revolut operates. Rather than adding a new app, Revolut integrates AIR directly into its interface: a swipe from the home screen opens the conversation. The assistant understands the user’s context, their cards, accounts, subscriptions, and investments, and can answer questions or execute actions. Revolut’s promise is to transform mobile banking into a true financial copilot available at any time.
Main Features
AIR covers several categories of daily actions. On the spending side, users can request a summary over a given period, compare their expense categories, or identify unusual charges. On the investment side, AIR provides portfolio tracking and can answer questions about asset performance held in Revolut. On the cards side, it’s possible to freeze or activate a card, request a new physical copy, or generate a virtual card, all through simple messages. For subscriptions, AIR identifies recurring charges, alerts to price increases, and helps cancel unnecessary subscriptions. The travel feature lets you plan a trip with a budget, buy a Revolut eSIM directly in the app, and track spending on location. Sensitive actions, like transfers or important setting changes, are systematically protected by biometric validation. A strict zero-retention policy on data sent to AI partners strengthens privacy and ensures exclusive use for user needs.
Use Cases
AIR addresses a wide variety of personal uses. Frequent travelers use it to prepare trips: currency conversion, eSIM, expense tracking on location, card freeze if lost. Freelancers track their SaaS and professional subscriptions to control monthly burn rate. Individual investors quickly check portfolio performance without navigating multiple screens. Couples sharing a Revolut account can request a summary of shared expenses and easily identify discrepancies. Young users appreciate AIR’s educational aspect, which helps them understand their spending structure and build better financial literacy. Finally, busy users save real time by accomplishing in one message what previously took multiple steps.
Advantages
Adopting AIR brings several concrete benefits for Revolut customers. Ease of use is radically improved: no more menus to explore, just dialogue with your app. Time saved on routine actions (checking a transaction, freezing a card, managing a subscription) is significant. Better visibility into subscriptions and recurring charges helps you regain control of your budget. Security remains a strong point thanks to systematic biometric validation on sensitive actions and the zero-retention policy on data. For travelers, eSIM and travel budget integration transforms the experience abroad. Beyond individual gains, AIR illustrates the direction financial services are heading: a marriage between conversational interface, contextualized data, and secure automated action execution.
Pricing
AIR is included at no extra cost in the Revolut app. Customers who already have a Revolut account, free or paid, access the assistant via the app update with no separate subscription. More advanced features may be reserved for Revolut’s premium plans, such as advanced travel options, certain transfer limits, or more in-depth investment analysis. This native inclusion simplifies adoption and prevents users from comparing multiple specialized AI assistants.
Conclusion
AIR by Revolut illustrates the next step in mobile banking: a conversational interface that replaces traditional menus with genuine dialogue with your app. For Revolut customers, it’s a real daily gain and a strong signal about the future of financial services. For users of other banks, AIR shows the path that must be followed in the years to come.