Selling an apartment in a co-ownership building requires providing a document that is often unknown but mandatory: the pre-dated statement. This document summarizes the financial situation of the lot being sold within the co-ownership, and is traditionally prepared by the co-ownership manager, incurring fees that can exceed several hundred euros. Pre-dated statement.ai offers a digital alternative: generate this document yourself, online, using your own supporting documents. The service is primarily aimed at individual sellers who wish to reduce the costs associated with their real estate transaction while obtaining a document that complies with notarial requirements. By relying on automated document analysis, the tool aims to replace a lengthy and costly process with a journey of just a few minutes. In the sections that follow, we detail what the service actually does, its features, concrete use cases, its advantages, its pricing, and our conclusion on its relevance for a French real estate seller.
What is Pre-dated statement.ai?
Pre-dated statement.ai is an online service dedicated to generating the pre-dated statement, the financial document required when selling a lot in a co-ownership building. Concretely, the user uploads the necessary documents in PDF format: general assembly minutes, co-ownership bylaws, and assessment notices. The service automatically extracts the relevant financial data from these documents using artificial intelligence analysis, then asks the user to verify and validate this information. The final document is produced according to the official model established by the Superior Council of Notaries. At no point is it necessary to contact the co-ownership manager, which is the service’s central promise. The result is a compliant PDF file, accompanied by a secure link allowing you to transmit it directly to the notary handling the sale.
Key Features
The service is built on several complementary features. The first is automated analysis of uploaded documents: the AI reads the PDFs and extracts amounts and information useful for drafting the pre-dated statement. Next comes a validation step by the user, who checks the extracted data before final generation, to limit errors. The document produced respects the official model of the Superior Council of Notaries, a guarantee of compliance with professionals’ expectations. The service also integrates DPE verification via ADEME and a comprehensive seller questionnaire to cover all expected information. Once the document is generated, a secure sharing link allows you to transmit it to the notary in one click. Regarding data protection, the service announces GDPR compliance with information deletion within seven days. Finally, a refund guarantee within seven days is offered, which reduces the risk for users testing the solution for the first time.
Use Cases
The primary use case is that of an individual seller of an apartment in a co-ownership building in France. When a sale is underway, the notary requests the pre-dated statement to finalize the file. Rather than waiting and paying the co-ownership manager, the seller can gather their assembly minutes, bylaws, and assessment notices, then upload them to the platform to obtain the document in minutes. This scenario is particularly suited to organized sellers who already have their co-ownership documents and want to control their transaction budget. The service may also appeal to sellers pressed by a tight sales timeline, for whom waiting for the co-ownership manager’s production would be a bottleneck. Conversely, it does not cover sales of properties outside the co-ownership system, nor transactions outside France, as its scope is strictly national and regulatory.
Advantages
The most immediate benefit is financial: for a single payment of €24.99 including tax, the seller avoids co-ownership manager fees that can range from €150 to €600, representing substantial savings on a single transaction. The second advantage is time savings, with the entire process announced at 5 to 10 minutes, whereas a request to the co-ownership manager can take several days or even weeks. Compliance with the notariat’s official model reassures regarding document acceptability, and the secure transmission link simplifies the final step to the notary. The absence of a subscription and account creation requirement lightens the process, while the refund guarantee within seven days and data deletion within the same timeframe provide an additional layer of reassurance. For a one-time, well-defined use, the package forms a simple and clear proposition.
Pricing
The pricing model is deliberately simple. The service operates with a single payment of €24.99 including tax, with no subscription and no obligation to create an account. This price covers the complete generation of the pre-dated statement as well as the secure link to transmit it to the notary. The service highlights savings of around 93% compared to the average cost of a co-ownership manager, which it places at around €380. A refund guarantee within seven days is announced, allowing you to try the solution with limited risk. This transparent pricing structure, with no recurring costs, matches well the one-time nature of the need being addressed.
Conclusion
Pre-dated statement.ai occupies a precise regulatory niche and handles it efficiently. For a co-ownership apartment seller in France who has their documents, the service offers a quick and economical way to obtain a compliant pre-dated statement without going through the co-ownership manager. Its scope remains deliberately narrow and data validation requires careful attention, but for this specific need, the proposition is clear, affordable, and well-executed. It is an option worth seriously considering to reduce the cost and delay of a real estate transaction.